Welcome back to another week of the “Share Your Story” series. Last week the lovely Luisa from Fashionably Yours shared how to be Positively Influential online. This week I have Emma from Bee Money Savvy sharing her tips on how she not only survived the student life but how she managed to save whilst being a student.
Emma at Bee Money Savvy
I’d just like to say a massive thank you to Jo for providing this opportunity to guest post!
Let me firstly introduce myself. My name is Emma and I run the money-saving blog Bee Money Savvy. I decided to start my blog back in 2017 as my family and friends would constantly come to me for money related advice and tips. I blog about my weekly money wins and freebie finds, including mystery shopping, survey sites and paid online opportunities.
Bee Money Savvy
Despite the student finance situation having its flaws, when I graduated last year I managed to do so with so much more money than I expected! If you’re looking to be a money savvy student, need a serious financial intervention, or would just like to save a few extra pennies, then keep reading to find out about all the ways I saved money while living the (poor) student life.
There is no time like to present to check on your bank account! Could you make simple switch to a better account? In my last year of University I opened a Help to Buy ISA to help me save towards a deposit on my first home – I can take my money out whenever I want & this account also has the best interest rate of all my accounts.
Are you paying subscription charges for services you’re not using? I checked all my subscriptions by signing up to Bean. Bean check all your outgoing direct debit’s, conduct a price comparison for you & take care of the cancellation process if you want to cancel!
Do you know what you’re spending? I use Plum to keep a track of my daily, weekly and monthly spending – it’s like having a personal assistant through Facebook messenger.
I write about all the useful tools you can use to get your finances on track in my Budget Better post.
Extra Income Opportunities
There are tons of ways that you can make extra £££ by completing simple tasks.
While being a student I’ve made £100’s from various side hustles including mystery shopping. As a mystery shopper with Market Force, I’ve been paid to eat, drink and shop for free at my favourite restaurants and retailers! I try to do one mystery shopping assignment a week – usually getting some free food/clothes and a few extra ££’s in the process.
Casual work is always a viable option for some extra income. In the past I’ve worked as a sales assistant, sports coach & a brand rep; all to earn a bit of extra money. My favourite places to find odd jobs are RedWigWam (part-time shifts) and BeMyEye (tasks in your local area).
I also use a combination of offer and survey sites to make some money while I’m in the library. My favourite survey website has to be Swagbucks, I’ve earned £90 using this site just this year! If surveys aren’t for you then you can also earn money by watching videos and playing games!
I write about all the ways you can earn extra income in my Side Hustle post.
There are so many freebies that you can claim from various sites and apps.
Shopmium regularly offer free food, drink and cosmetics through their cash back app. I check the Shopmium app every time I go shopping and have now claimed over £100 worth of free grocery shopping. You’ll also get a (chocolate related) freebie just for signing up!
I recently got £50 just for switching electricity provider. Anyone who hasn’t switched energy provides for 2 years or more are likely to save around £200-£300 a year by switching to Bulb. They’re also a green energy provider so while you’re helping your bank balance, you’re also helping the environment!
Loads of companies offer free trials in the hope of encouraging you to subscribe to their service but you’re more than entitled to sign up to the free trial and then cancel at the end of your trial! Netflix, Now TV, Amazon Prime and Xbox Live are just some of the companies I’ve got free trials from recently!
Using a combination of all the freebies & side hustles mentioned in this post I managed to keep my finances in check the whole way through my time as a student! If you want more advice, tips and freebies head over to Bee Money Savvy and become the best money-savvy student (or financially free unicorn) you can be!
Thanks Emma, some really great tips! I remember the first time I swapped energy providers and saved a lot of money!
If you would like to look for some more awesome tips then head over and find Emma here